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You. Owe. Me. Ch. 03

Category: Incest
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AUTHOR’S NOTE: This story may be slower than some prefer. As always, feedback and suggestions are welcome and wanted.

Thanks to “Roger Ebert” and Andrea for their encouragement. I hope you guys know who you are. =) And to everyone else, of course. I’m writing these for you guys, after all.

Also, I didn’t have time to proof-read this as much as I would like, so please forgive any errors.


It was a little after two in the morning when Chris awoke. He looked over at the clock, saw the time, and wondered how long he’d been asleep for.

He could feel Laura beside him; she lay curled in the fetal position with her back to him. For a second he panicked. What if one of their parents came had come in to say goodnight and found her there? Or what if his mother came in the next morning to kiss him goodbye on her way to work? How awkward would that be? Would either of them be upset?

He watched her body rise and fall, listened to the sounds of her breathing. She was lying on his outstretched arm and her hand was still holding his. They’d fallen asleep that way.

Their post-fooling-around conversation had touched him deeply. And he realized, laying there beside her, that he wasn’t just sexually attracted to Laura anymore; he was legitimately attracted to her. In fact, every passing second was one where he thought less of her as his stepsister and more as Laura, the girl he shared a bathroom with and who could make him smile with barely a breath of effort.

He brought his other arm around her; he could still smell the jasmine in her hair and he held her tight. That was when he remembered – they were both naked from the waist down. She hadn’t been wearing underwear when she’d come to his room last night, and the course of events had caused his lower attire to be quickly discarded to the floor. And now, her navy blue “wIsH AwAY” shirt had bunched up around her smooth tummy, and his limp member was firmly between her tight butt cheeks.

Involuntarily, his hips pressed against her, and Laura responded in her sleep by arching her back away from him and forcing her bottom into his groin. His hand slid over her smooth tummy, playing with her belly button. And though he could feel blood lazily being shunted to his crotch, he felt no desire rising within him. Just peace. He just wanted to hold her and feel her warmth against him.

U2 was still softly playing over the stereo. “One love, one life…”

And holding her in his arms, he fell back to sleep.

—— When he woke next, daylight streamed through his windows. He blinked groggily in the light, realizing he’d forgotten to pull his blinds shut. As his eyes adjusted, he could see the snow-covered tips of conifers through the windowpanes, along with the side of the neighbor’s house.

He sat up, rubbing the sleep from his eyes and the puffiness from his cheeks. He stretched vigorously, his hand falling to Laura beside him.

Only she wasn’t there.

He looked over and indeed the bed was empty except for him. Half awake, he didn’t quite understand, and he looked around the room, expecting to find her…somewhere. He wasn’t exactly lucid.

Then he heard the shower running in the bathroom. He looked at his clock; it was going on ten o’clock. Wow. He’d slept a while. He wondered when Laura had gotten up. Not long ago. He knew she liked to start her days with showers.

Swinging his legs over the side of the bed, he again noticed that all he was wearing was his t-shirt. Though alone in the room, he still held the covers over his lower half. It was always interesting to him how protective and embarrassed people could be about their bodies at the strangest times. He had no problem being seen by Laura last night, but alone in his room he covered himself.

His cell phone rang over on the windowsill. Standing from the bed and naked from the waste down, he walked over and picked it up. “Hello?” It was less a greeting and more a hoarse grumble.

“You’d better be hung over,” said the voice on the other line. It was Simon, Chris’s long time friend.

“What? What are you talking about?”

“It’s Saturday morning, Chris.”

Chris yawned. “Yeah?”

“What do we do Saturday mornings?”

Then it dawned on him and he was suddenly alert. “Ah, shit. I’m sorry, man, I completely forgot.”

“Sorry can come later. Grab some coffee and get your ass over here.” Saturday mornings, Chris and Simon refereed indoor soccer games. Sunday nights, they played.

“Alright, ten minutes, I’ll be there.”

He hung up, cursing himself for forgetting his alarm. He was about to turn away from the window when something caught his eye.

Across the backyard, Chris saw movement in one of the neighbor’s windows. When he looked closer, he saw that it was Rebecca, the neighbor’s daughter and Laura’s close friend. She was the same age as Laura and they’d gone to high school together.

As he watched, he saw Rebecca brushing her long red hair in front of her vanity mirror. Chris had known Rebecca and her family ever since they’d moved into the development. She was nice, had a good sense of humor, and was one of the best flutists their high school had ever produced. He was as surprised as anyone when she turned down countless scholarships to music schools so that she could pursue a career in psychology. She was smart, funny, and, by all standards, drop-dead fucking gorgeous.

As he watched, he noticed that she had on a dark green bathrobe. She finished brushing her hair and got up from the mirror, walking out of sight. Thinking nothing of it, he again started to turn away when she suddenly returned to the window, only now she was coming out of the robe.

And she wasn’t wearing anything underneath.

As the robe slid down her body, he could see smooth alabaster skin and the vague impression of her figure. She was too far away for him to see any details, but when she knocked her comb off the dresser and bent over to pick it up, her ass facing out the window at him, his eyes still popped open even though he couldn’t really see anything.

“Whatcha lookin’ at?”

He spun suddenly to find Laura standing in the bathroom doorway of his room. “Hi, um” – his hands shot to his crotch – “th-there’s a, uh, a blue jay out here. Take a look.”

She was wearing her own white bathrobe and her hair was still wet from the shower. She smiled at his awkwardness as she came over. “A blue jay, huh?”

He pointed off to the side, away from Rebecca’s window, hoping Laura wouldn’t notice. When she looked out, he frowned. “Oh. Looks like you just missed it.”

“Yeah. Must have.” She glanced down at his hands and her smile widened. “Sleep okay?”

“Slept too much,” he said, going to his dresser and grabbing his uniform.

She approached him from behind, wrapping her arms around his waist and hugging him tight. “Thanks again for last night.”

“No problem.”

“I had fun.”

“Me too.”

He felt one of her hands slide down his abdomen and seize him. He stopped changing. “So how late are you?” she asked.

“Late enough that I don’t have time.” He pulled the black pants up the rest of the way, but Laura kept her hand on him. She nuzzled her chin against his neck.

“Not even for a quickie?”

He smiled, shaking his head. “Not even.”

She gave him a light squeeze and he felt his cock stiffen a little. “You sure?” She started kissing his neck lightly.

He groaned with frustration and turned to face her, kissing her forehead. “I’m sure.”

Relenting, she used her hands to tuck him in and zip his fly. “Well, if you’re sure.” Putting her arms back around his waist, she kissed him. Chris noticed that after only a day, it felt like the most natural thing in the world to kiss her. “What are you doing later?”

“Taking a shower, becoming human again,” he answered. He looked her over. He knew she was naked beneath the robe and again felt his hormones surge. “Too bad you took yours already. You could join me.”

“Maybe you could dirty me up when you get back.” She gave his butt a squeeze.

“Maybe.” He took her face in his hands, kissed her, then broke from her embrace and headed for the door.

“You know you’re a heavy sleeper.”

“What do you mean?” He grabbed his wallet and keys.

She shooed him along. “You’re late. Go.”

He went back to her and kissed her hard. She started laughing and made a show of pushing him away. “Go!”

“You look good enough to eat.”

“Mmm,” she purred, her hands sliding up his back and pulling him against her. “Need some breakfast?”

She kissed him back, her tongue running over his lips, and he opened his mouth to welcome her. Their breathing became heavier as they lost themselves for a moment. Then he saw the clock and forced himself to break away, willing himself to go. “I’m really late.”

But she held him close, her hands now roaming, grabbing his butt and pressing him to her so she grind her hips into his groin. “Yeah, you are.” She was teasing him.

Kissing her again, he pulled her robe open, his hand ascending one of her breasts. She stifled a moan against his mouth, and he felt his cock rise, but only so far, as it was sandwiched between their bodies. She felt it too and one of her hands slid down to rub him through his pants. “I want,” she whispered through the kiss.

He laughed and broke away again. “You want to tease and I don’t have the time.” Freeing himself from her dangerous hands, he made it to the doorway before looking back at her. “Bye.”

Holding her robe, she smiled, blew a kiss, and he was gone.

—— Because of his lateness, Chris was stuck reffing the tyke squads.

He hated the tyke squads. He’d played soccer for about fifteen years now, either competitively or just for fun. He loved the game and he took it very seriously. So to go from the older crowds that threw elbows, slide tackled, checked against the boards, and offered him the rare chance of using his cards, to kids that didn’t even know about off-sides was a little aggravating. He even tried to eject an eight year old for crying when his own attempt at an illegal trip caused him to stub his toe.

Add to that the fact that he wanted nothing more than to be at home with Laura, Chris found himself in one hell of a cranky mood.

After the third game, Simon caught up with him in midfield. Since Simon had started on time he was already done and changed out of his uniform.

“Hey, slacker,” he said as he came over. He wore horn-rimmed glasses that looked like they were right out of “JFK”. Chris couldn’t imagine anyone else wearing them as well as Simon did. He also wore an easy going smile and carried a cup of coffee in his hand. Chris could barely recall a time when he’d seen Simon with any other expression or any other drink.

“You leaving?”

“Yeah, I’m meeting President Bush at 3:30 then flying over to Ukraine to assassinate the guy that threw the election.”

“Skip the Ukraine, go for Bush,” Chris said, adjusting his watch and taking a swig from his water bottle. “Is it Ukraine or the Ukraine?”

“Fuck if I know,” Simon shrugged. “I hear you tried to eject one of the tykes.”

“It was an illegal trip,” Chris said, as if it were obvious.

“Chris, he barely knows how to spell his name.”

“Could you have spelled Berkoviatzchnic when you were eight years old?”

“Good point.” Simon sipped his coffee. “How many more you got?”

“Uh, this is my last,” Chris said, then motioned vaguely across the complex. “Though Joe asked me if I could cover for him on field nine.”

“You gonna do it?”

Chris thought about Laura, waiting at home. “I don’t think so.”

“You sure?” Simon was peering over the other fields. “Looks like girls. Teenage girls. Lots of ‘em.”

“I’ve got stuff to do.”

“Speaking of stuff to do,” Simon began, taking another sip of his coffee for effect. Chris knew what he was going to say. “You have fun last night?”

Chris’s watch beeped once at him. Two minute warning. The new teams were already starting to take the field. Chris glanced at Simon with a sideways grin. “Maybe.”

“She got a name?”

Chris’s grin widened. “I don’t know what you’re talking about.”

“Uh huh,” Simon said, believing him about as much as he’d believe a one legged marathon runner. “Tell you what. I’ll be over on those bleachers there if you’re memory suddenly returns.” And Simon walked off the field.

Chris smiled after his friend. Thank god for Simon Howard.

“Chris! Hey!”

Turning to the voice, he nearly choked when he saw who was leaning against a section of sideboards.

“Rebecca. Hey, what are you doing here?” He walked over.

“My little brother’s playing in this game.” She was wearing a pair of blue jeans and a black turtleneck. Her hair hung in waves over her shoulders with a few strands dangling over her eyes. It wasn’t an easy outfit for his eyes to undress. “You gonna call it fair?”

“Unless there’s a twenty in your pocket, I am.”

“Wow. You’re expensive.” She motioned to the field behind her. “That guy’s only five.”

Chris marveled at how good she looked, even under the typically unflattering fluorescent lighting of the complex. He remembered her bending over in front of the window. “He’s not as subtle as I am.” His watch starting beeping and this time he had to shut it off manually. “Game time,” he said.

“Hey, you wanna grab lunch with me and Laura afterwards?”

His eyebrows went up in surprise but he steadied himself. “Oh, Laura’s here?” He tried to say it as nonchalantly as he could. Rebecca smiled and nodded. Chris began nodding, but it was just to cover the fact that he didn’t know what to say. “Sure I’ll have lunch with you…and Laura.”

“Great! See you after.”

Laura was there? Why? Laura had never cared about soccer. In the years since their parents had married, she’d never once come to any his games, let alone the ones he officiated.

The teams were waiting on him now. Bringing the ball to the center of the field, he pulled the coin from his pocket and said hello to the two captains.

—— Chris had never been more distracted in his life. Ten minutes into the game, he looked over at the sideboards where Rebecca was standing, but now Laura was right there beside her. She had her digital SLR camera and was taking pictures, both of them cheering Rebecca’s little brother who was somewhere on the field. Chris was momentarily dumb struck by the sight of her, and when she saw him looking, she smiled from behind the camera and snapped picture of him.

Suddenly the crowd erupted, and he looked to see one of the teams jumping excitedly, the other hanging their heads in shame.

He’d just missed a goal being scored.

After the game was over, the teams shook hands and left the field. Chris handed the ball off to the new referee, grabbed his gear and headed straight for the locker room. He wanted to get there before the girls could stop him.

Inside, he began to change out of his clothes. He’d been planning on showering at home, but since Laura was at the complex he decided there was no point. He wasn’t about to go out for lunch smelling the way he did.

The place was empty. The officials were the only ones that used the on-site facilities. All the players typically came and left in uniform, and if they didn’t, they changed in the bathrooms. None of them were comfortable with group showers or locker rooms apparently. And since he’d shown up late, none of the other refs would be rotating out for at least another thirty minutes. So he pulled his change of clothes from his bag, shoved the uniform away, grabbed his towel and headed for the vacant showers.

As the water rained down on him, he half considered jerking off. Granted it was a public place and it would be about as uncool as pissing in the showers, but the way he’d left Laura earlier and then seeing her with Rebecca had wound him up and he needed some release. The question was, did he want to relieve himself now, or wait until later?

When he could be with Laura.

Deciding to wait, he finished and shut off the water. When he turned around to grab his towel from the rack, Laura was leaning against the wall. Chris was so startled he nearly slipped on the wet floor.

“Jesus, Laura!” he hissed, suddenly fearful that someone else might be in the locker room. “What the hell are you doing?”

She was wearing her favorite pair of corduroys, blue, tight and slimming, and a pink cut-off shirt that exposed her stomach. She was staring between his legs. He covered himself, which brought her eyes up to his.

“Get out of here before someone sees you,” he told her.

Instead, she grabbed his towel from the rack and walked right over to him, taking him by the hand and leading him farther back in the showers, around a cement partition that would shield them from the main room. She pressed him back against the wall and instantly devoured his mouth with hers. He tried to protest, but her tongue had twined itself with his, and the warmth of her against his naked body was too intoxicating to resist.

“Don’t be mad,” she said between kisses.

“I’m not” – kiss – “mad, I just” – kiss – “don’t think you” – kiss and tongue; wow, was she good – “mmm, should be in here.”

She looked at him lustily. “Are you kidding? After the way you left me this morning? I had to be here.” She rubbed her nose against his while her right hand went to his groin.

He gasped at her touch. “Ah! Cold hand! Coooold hand!”

“So let me warm it up.”

As her hand worked, his cock began to grow, and as it did, so did her smile. She kissed him so hard his head knocked against the wall. “Ow.”

“Sorry,” she mumbled against his mouth, then her tongue slid back over his.

Her hand on him was like magic and he couldn’t help but press against her palm. He kissed back, swirling his tongue over hers and pulling her to him. His hands darted up her shirt and found her without a bra. He seized both of her breasts, playing with them feverishly, rubbing the nipples between his fingers. He could feel them getting harder and she moaned with delight.

He was now nearly at full arousal, and her hand was moving faster, a blur as it worked his shaft. He panted lightly against her lips. “Jesus, Laura…”

“Tell me what you want.”

“What?” He looked up at her and saw her eyes sparkling.

“Tell me what you want,” she said again, then dropped her other hand down and started playing with his balls. Everything was happening so fast. Chris was completely lost in the sensations. Literally thirty seconds ago he’d been showering. Now Laura was giving him one of the best hand jobs of his life.

“I want you,” he breathed.

She giggled and kissed him again. “No, silly. Tell me what you want me to do. Where you want to cum.” Her thumb ran over the precum that had pooled at the tip of his cock and smeared it around. He groaned against her cheek. He could barely keep his eyes open, it felt so good. But when he did open them, he saw that familiar drunken look of desire in her eyes.

“Use me, Chris,” she whispered. “Do what you want to me.”

From any other girl it would have sounded slutty, but with Laura Chris felt a warmth and tenderness from her words that made his heart glow. Pumping his cock, massaging his balls, nose to nose with him, she had become the only thing in his world.

He kissed her. He had to. He wanted her so completely, body and soul.

“Lay down,” he said, swallowing.

Her eyes were looking directly into his. “On my back?”


“And then what?” She brought her hand up to her mouth and licked her palm, then took his cock again. He moaned loudly, the sound echoing off the tiles.

“I want to fuck your tits,” he managed.

Her eyes lit up, and she kissed him fiercely, purring into his mouth. His hands dropped to the bottom of her cut-off. She was forced to relinquish her hold on him as he took the shirt over her head, but once it was gone her hand quickly returned to his throbbing shaft. He pulled her against him, and for the first time they felt their naked chests touch, and the sensations ignited fuses of pleasure inside both their bodies.

She kept one hand on his shaft while the other took the small of his back and pulled him with her to the floor.

He was on top of her, her hand between them. He slid one of his hands from her breasts down over her tummy and under the waistline of her corduroys and her underwear. He was still kissing her when his fingers found her. Without warning, he plunged two inside, as deep as he could.

She cried out, her voice echoing before being smothered by his kiss. He could feel her nipples against him, and anywhere her skin touched his he was on fire. He was desperate for more of her.

Then she broke from his kiss, breathing heavily. “C’mere,” she said, her hand on his cock, trying to move him up her body. He was happy to comply and scooted up the floor so that he was straddling her chest.

“More,” she said, pulling gently, and he slid up further until she was pumping his cock right over her face. She flicked her tongue out and ran it along the underside of his sac.

“Laura, you are a goddess.”

She had to laugh, and her breath against his balls was like magic. With a hand still on his cock, she steered it so her tongue could continue up the shaft. Chris had to lean forward onto all fours when she pulled the tip down to her lips and kissed it wetly, her lips smacking against the swollen head. Then, looking up at him with a look so angelic it made his heart flutter, she took his cock in her mouth.

He groaned loudly and stretched his legs out beside her so that he could get lower. He could feel her tongue lathering his glans. Then her hand on his balls reached around to grab his ass and pull him down so she could take more of him. As Chris lowered himself into Laura’s mouth, he couldn’t believe how lucky he was that his mother had found Laura’s father.

Since Laura was lying on her back, it was easier for Chris to do the work, so he gently began thrusting into her mouth. She held it open, her tongue sticking out, guiding him in, and with each thrust she tilted her head from side, increasing the sensation as she continued stroking him from the base. He kept his thrusts short and slow, not wanting to choke her. But then he felt her tug on his shaft, her hand on his ass pushing him down further, and she looked up at him, nodding as best she could, and emitting a simple “Mm-hmmmmmmmmm” that nearly sent him over the edge.

He sank himself down completely, and she took her hand away from the base as his cock disappeared almost completely in her mouth. He felt it near the back of her throat and hesitated. Laura was only too happy to finish the job, and she lifted her head up from the floor and swallowed his cock into her throat. Chris groaned, and was amazed to find her still bobbing against him. She brought him out a bit so she could catch her breath, her tongue swirling over the ridge of his cock and dancing up the vein on the underside, before she pulled him down again, taking him back into her throat. This time he kept thrusting. The tightness was unlike anything he’d ever felt, and seeing her gorgeously innocent face with the dark shimmering hair and those beautiful eyes staring up at him as he gently fucked her mouth was too incredible for words. It was like candy.

It had just replaced the sight of her masturbating as the most erotic thing he’d ever seen.

Slowly she pulled him from her lips, and he saw that his cock was now slick with saliva. She panted for air. “I think…that should do it,” she said, and she guided him back to her tits. She handed his shaft over to him and he pressed it down between the two soft, smooth mounds of her breasts and watched as she pushed them from either side, surrounding his cock.

He groaned loudly and began thrusting against her. At the end of each thrust, the tip of his cock popped out from between her breasts. After a few seconds of thrusting, she stuck her tongue out, providing tiny flicks, licking at the precum and making him shudder. Then she blew and an incredible chill washed over him.

He reached behind and started unbuttoning her cords. When she felt what he was doing, she stopped blowing and let him thrust into her while she stared into his eyes expectantly. When his hand slid under her waistline, into her panties, and he reinserted his two fingers into her pussy, he found her moist and ready. Her eyes rolled back in her head.

She’d worked him up so much and the position was so awkward that it was hard for him to work her clit. So he began finger-fucking her, hard and fast, hearing the squishing sounds get louder as she got wetter. She locked her arms around his back and pressed him into her breasts, and when the head of his cock protruded again from her wonderful peaks she wrapped her lips him and hummed, but it was mixed with the building sounds of her own arousal.

“I don’t have much longer,” he said as best he could, trying to control his voice.

She looked up at him. Somewhere between deep-throating him and being finger-fucked, her gaze had changed from crazed lust to smitten warmth. His own eyes reflected hers, and she said softly, “Fuck my tits, Chris. Fuck ‘em, fuck ‘em, fuck ‘em.” She said it in time with each thrust. “Cum on me, Chris. Cum. All. Over. Me.”

She may have been talking dirty, but the look on her face and the tone of her voice were anything but. She was driving him nearer to the edge, and he felt his balls start to tighten. Her hips now rocked against his hand and she moaned steadily, each thrust of his cock and fingers taking her to a new pitch.

“Oh, Chris, yes. Yes, yes, yes, yes, yesssss….” Then her eyes suddenly popped open and wide. “Fuck there yes! Oh god fuh-fuh-fuuuuh-!” Higher and higher she went until her mouth was distended in a silent cry.

It was too much. Gritting his teeth and groaning with exertion, his entire body spasmed as thick white streams shot out of him and onto her face.

The feel of his hot cum on her skin drove her over the edge and she bit down on her bottom lip, her moan so deep that he could feel it through her chest and in his cock as it pumped between her breasts. Her hips had frozen against his hand, paralyzed by pleasure, and he continued thrusting his fingers into her, each time forcing her to bite her lip a little harder, her eyes squinting shut, almost painfully.

Finally, they came down and he rolled off to lie beside her on the hard tile floor of the shower room. Breathless, they lay for several moments before she brought her hand to her face and began smearing the cum to her mouth, licking it from her fingers. “Wow,” she said.

All he could say was, “Yeah.”

She pulled herself up from the floor and went to a mirror. She laughed at the sight of herself. “Geez, you had a lot in there, didn’t you?”

“We have you to thank for that.”

She splashed water over her face and tits and wiped them down with paper towels. Cleaned up, she came back over and nestled down beside him. “No,” she said, kissing him softly. “I have you to thank. For being so wonderful.”

“You’re the one that surprised me, remember?” He stroked her cheek. “You’re amazing.”

She smiled, then looked down between his legs. “Uh oh. Looks like we missed a spot.” He followed her gaze and saw some globs of cum hanging from the tip of his still semi-hard cock. She took his shaft in her hand. “Allow me.” And she lowered herself down, swallowing his entire cock in one motion. His hypersensitivity felt so good it almost hurt, and he was about to pull her off when she came up on her own, licking her lips, satisfied. “There you are. All clean.” She kissed the head of his cock and gave him a gentle squeeze. “Now get dressed. We’ve got a lunch to go to. I hope you’re hungry.”

“You have no idea.”

Their laughter filled the empty locker room.

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