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From the moment I woke up I began to stress out, thinking of what lay ahead for the day. I don't like confrontation, and I really hate being the bearer of bad news. My wife and I retired from the 8 to 5 rat race in our late forties. We pooled our money, bought a small apartment building and became landlords. We have kept the occupancy rate up with fairly good tenants and enjoy a comfortable income, although maintenance will start eating into our nest egg if we don't stay ahead of the game. The building is getting older, so we need every rent check we collect.

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